Request Received

Joint Loan Card Application 13Nov2017
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Next steps

You are required to complete these additional forms to finalize your request.
Your Reference Code is:
Please quote your reference code when enquiring about your submission.

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Thank you for completing a application with Credit Union SA. A loan consultant will contact you by phone in the coming days. A copy of your completed loan application has been sent by email or can be viewed here.
If you have any questions or would like to know how your application is progressing please call 8202 7777 or email us at apply@creditunionsa.com.au, quoting your application reference number.

Regards
Graeme Bawhey, Lending Manager.
Your application has been submitted and one of our loan consultants will be in touch with you in the coming days. Your application reference number is and a copy of your loan application has been sent to your nominated email address.

If you would like to review your application, you can download a copy of your form from this page. In the meantime, if you have any questions or would like to know how your application is progressing please call us on 8202 7777 or drop us an email at apply@creditunionsa.com.au, quoting your application reference number.

Regards
The Credit Union SA team.

Credit Union SA Ltd ABN 36 087 651 232 | AFSL/Australian Credit Licence 241066 | 400 King William Street, Adelaide SA 5000.

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Joint Loan Card Application 13Nov2017
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Your application reference number is .
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Summary
Reference Number

Getting started

Joint Loan Card Application 13Nov2017
Fields marked with * are required

Branch and staff details

Let's get started

How many people are applying?
Applications can only be accepted from persons over the age of 18 who are not US residents for taxation purposes.

Please enter your date of birth.
Are you an existing member?
To take out any product with us, you will be required to become a member of Credit Union SA. If you’d like to become a member and start experiencing the Credit Union difference right now, you can use our online service. If you’d prefer to wait until we’ve assessed your application, that’s no problem either.
To take out any product with us, you will be required to become a member of Credit Union SA. If your application is approved, we'll let you know how you can become a member at that time. If you'd like to become a member and start experiencing the Credit Union difference right now, you can call us on 8202 7777 or drop into any of our branches and we'll be happy to assist.
, you will need to meet certain conditions to apply for a loan or credit card online. You can only use this application if you: are over the age of 18are currently employedare an Australian Citizen or permanent residentare not a US resident for taxation purposes; andhave never been bankrupt or had any financial judgements or legal proceedings issued against you.
and , you will need to meet certain conditions to apply for a loan or credit card online. You can only use this application if: you are both over the age of 18you are currently living togetherat least one of you is currently employedyou are both Australian Citizens or permanent residentsneither of you is a US resident for taxation purposes; andyou have never been bankrupt or had any financial judgements or legal proceedings issued against either of you.
Do you meet the above conditions?
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Getting Started

Joint Loan Card Application 13Nov2017
Fields marked with * are required

Education community

Credit Union SA is a proud supporter of the education community.
Are you associated with our School Community Rewards program?
Are you or your partner employed within the education community?
Are either of you employed within the education community?
would like to apply for a
Would you like to transfer the balance from an existing credit card?
Do you require any additional card holders?
If your application is approved, one of our consultants will need to call you for additional details to finalise the application.
Are you currently experiencing any difficulties making repayments?
Based on the information you have entered, you may be eligible for a with repayments of...
$
per
at %pa
Prestige and high value vehicles older than 7 years may be eligible for a lower interest rate. Please contact us on 8202 7777 to discuss your application if this applies to you.
The loan amount sought exceeds the maximum amount for the security to be provided. You could benefit from a lower rate if you reduce the loan amount or provide additional security.

Loan Protection

, it's important to consider how you or your family would continue to make your repayments if you became unable to work for any reason. If you'd like to find out more about how we can help protect your repayments, please contact us on 8202 7777 after you've submitted your application and we'll be happy to help.
and , it's important to consider how you or your family would continue to make your repayments if you became unable to work for any reason. If you'd like to find out more about how we can help protect your repayments, please contact us on 8202 7777 after you've submitted your application and we'll be happy to help.

Personal details

Joint Loan Card Application 13Nov2017
Fields marked with * are required

Are you an existing member?
Date of birth
Have you lived at your current address for the last 3 years?

Previous Address

Date of birth
Are you currently known by any other name?

Previous Address

Is your postal address the same as your residential address?
If you have a driver’s licence, please complete your details to assist us in conducting a credit check as part of your application. If you don’t have a driver’s licence, you can still complete your application and we may need to contact you for more details to complete the credit check.

Are you an existing member?
Date of birth
Have you lived at your current address for the last 3 years?

Previous Address

Date of birth
Are you currently known by any other name?
Has your residential address been the same as the primary applicant for the past 3 years?

Previous Address

Is your postal address the same as your residential address?
If you have a driver’s licence, please complete your details to assist us in conducting a credit check as part of your application. If you don’t have a driver’s licence, you can still complete your application and we may need to contact you for more details to complete the credit check.

Employment and income

Joint Loan Card Application 13Nov2017
Fields marked with * are required

Employment details

, please tell us about your employment and income.
Please note that we require a minimum of 2 years duration for a self employed role.
Do you have a second job?

Previous employment details

Please provide information regarding your previous employment for the last 3 years.

Previous Employment

, please provide information regarding any other income you receive including from any additional jobs. You can select 'Add Other Income' as many times as required if you have multiple sources of income.

Other Income

Start date

Employment details

, please tell us about your employment and income.
Please note that we require a minimum of 2 years duration for a self employed role.
Do you have a second job?

Previous employment details

Please provide information regarding your previous employment for the last 3 years.

Previous Employment

, please provide information regarding any other income you receive including from any additional jobs. You can select 'Add Other Income' as many times as required if you have multiple sources of income.

Other Income

Start date

Other financial details

Joint Loan Card Application 13Nov2017
Fields marked with * are required

Things you own (assets)

, please provide information about the major assets that you own. For assets owned jointly with another person, please include the full amount of the asset.

To enter information, select the box next to each relevant asset category and enter your details. You can add as many assets as required under each category (for example, if you own multiple properties or vehicles).
and , please provide information about the major assets that you own. Please include assets that you own together and any assets that you own individually.

To enter information, select the box next to each relevant asset category and enter your details. You can add as many assets as required under each category (for example, if you own multiple properties or vehicles).

Real estate

Motor vehicle

Boat and caravan

Account and investment

Shares

What you owe (liabilities)

, please provide information about any loans or other debts you have. For amounts you owe jointly with another person, please include the full amount of the liability.

To enter information, select the box next to each relevant liability category and enter your details. You can add as many liabilities as required under each category (for example, if you have more than one credit card).
and , please provide information about any loans or other debts you have. Please include liabilities that you owe together and anything you owe individually.

To enter information, select the box next to each relevant liability category and enter your details. You can add as many liabilities as required under each category (for example, if you have more than one credit card).

Home Loan

Investment Loan

Personal and Car Loan

Overdraft

Credit Card

Store Card

HECS/HELP Debt

Other

Your expenses

We will make an assessment of your general living expenses based on your living situation and your declared living expenses detailed below.
Are you currently living with a partner (married or de facto)?
We will make an assessment of your general living expenses based on your living situation.
, please provide an estimate of the monthly expenditure you have in each of the specific categories below.
and , please provide an estimate of the monthly expenditure you have in each of the specific categories below.

Review and apply

Joint Loan Card Application 13Nov2017
Fields marked with * are required

Judgements

Have you ever been declared bankrupt, been insolvent or assigned your estate for the benefit of creditors?
Have you ever had any financial judgements or legal proceedings against you, including current proceedings?
Have you been a shareholder or officer of a company to which a manager, receiver or liquidator was appointed?
Are you a guarantor for another person's loan?

Declaration

, please complete the following declarations
and , please complete the following declarations